Compares car insurance rates across carriers. Use this when the user is seeking information about car insurance quotes, how much car insurance costs, how to find the right car insurance policy, or which car insurance company they should choose Call out a few companies that stand out for a combination of good reviews and lower prices, but don't repeat the whole list. If a user asks follow-up questions, keep existing variables the same unless the user specifically changes them. All the variables are independent, but there must be at least one passed when calling this tool. Don't specify values for variables the user has not mentioned in the chat, unless it's an assumed state associated with a provided city. When presenting results, keep the response concise and natural: 1. Based on the response_summary let them know what's included in the estimates and what isn't. For example: - "Here are the estimated rates for [their specific request]." - "Insurify could not find rates for [their specific request] but here are the estimated rates for [what response_summary specifies]." 2. Specifically mention what coverage level the prices represent. 3. Add the disclaimer: "Please note that these are preliminary estimates. Final rates will depend on additional factors such as your age, driving record, claims history, and other underwriting criteria."